Hospitality Insurance

Name: O’Brien Insurance Agency
Address: 123 King Street, Suite 200 Alexandria, VA 22314, Alexandria, VA, 22314, US
Telephone: (703) 555-0100

Protecting homes away from home.

Hospitality insurance to protect your company and assets.

For your guests, your hotel, motel, inn, or bed and breakfast is a home away from home. For you, it’s your livelihood. Having the proper hospitality insurance coverage to protect your business means taking care of what’s yours, as well as your guests and their belongings.

Running a hospitality business has its own unique risks.

One of the big differences between insuring a hospitality business and other businesses is the need for innkeepers’ legal liability insurance. You have an obligation under the law to keep your guests’ belongings secure, safe, and in some cases, you can be held responsible for loss or damage. What’s more, because the legal requirements can vary from state to state, your insurance needs can be complex.

Other unique risks for the hospitality industry.

If your hospitality business also includes a restaurant or bar, a liquor liability policy is a must-have. Offering valet services, either for the restaurant or guests lodging with you, creates another risk factor that requires attention. Airport and local shuttles are also popular amenities, but they also carry their own specialized coverage needs.

Visualizing Your Safety Net.

Insurance shouldn’t be a mystery. Hover over the hotspots to see exactly where your policy steps in.

Running a hospitality business has its own unique risks.

Other unique risks for the hospitality industry.

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As an independent agency, we are here to help you find the right coverage.

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The moment an incident occurs, our team is your first call. We take the wheel so you can focus on recovery, not paperwork.

Go over your options with an agent.

We leverage deep carrier relationships and 30 years of claims experience to ensure you receive every dollar you're owed.

Get the coverage you need.

Our claims don't close until you're satisfied. We follow through to complete resolution — no loose ends, no surprises.